Chunky Monkey Overnight Chia Pudding

Featured in: Morning Wham

This Chunky Monkey inspired creation transforms simple chia seeds into a decadent layered breakfast that requires no cooking. The base combines chia seeds with almond milk and vanilla, creating a naturally thick and creamy pudding that develops overnight in the refrigerator. What makes this special is the playful layering approach: a vanilla chia base gets split, with half blended with rich cocoa powder while the other remains plain. These get layered with sliced bananas and creamy peanut butter, creating those classic flavor combinations everyone loves. The pudding thickens beautifully during its overnight rest, resulting in a spoonable, satisfying breakfast that tastes like dessert but packs plenty of nutrients from the chia, bananas, and nuts. The dark chocolate chips and walnuts on top add crunch and contrast. It's incredibly portable—just grab a jar in the morning—and stays fresh for days, making it perfect for meal prep.

Updated on Mon, 09 Feb 2026 08:16:00 GMT
Chunky Monkey Overnight Chia Pudding layered with creamy peanut butter, ripe banana slices, and rich cocoa in a glass jar. Save
Chunky Monkey Overnight Chia Pudding layered with creamy peanut butter, ripe banana slices, and rich cocoa in a glass jar. | ticktaste.com

One Tuesday morning, I stood in front of my fridge at 6 AM with nothing but regret and an empty stomach. My usual go-to breakfast had vanished, and I had exactly ten minutes before heading out. That's when I remembered a jar of chia seeds sitting in the back, and suddenly it clicked—what if I layered all the flavors I actually craved into one spoon-ready bowl? Banana, chocolate, peanut butter, all the things that made me happy, overnight in a glass. By the next morning, I had discovered something that felt less like breakfast and more like dessert pretending to be nutritious.

I brought this to a potluck once in mason jars, and people kept asking what bakery I'd bought them from. Watching someone take their first spoonful and watch their eyes light up is still one of my favorite kitchen moments. The layers stayed perfectly separated until the spoon came in, which felt oddly satisfying to explain.

Ingredients

  • Chia seeds: These tiny seeds absorb liquid and create that pudding texture you're after, so don't skip the soaking step or they'll stay grainy.
  • Unsweetened almond milk: Any plant-based milk works here, but almond milk keeps things light without overpowering the other flavors.
  • Maple syrup or honey: Just enough to sweeten without making this taste like dessert breakfast—though honestly, sometimes that's the goal.
  • Pure vanilla extract: A small amount anchors everything and prevents the pudding from tasting one-dimensional.
  • Unsweetened cocoa powder: The real deal makes all the difference; don't use hot cocoa mix or you'll end up with something gritty and overly sweet.
  • Natural creamy peanut butter: Check the ingredients for just peanuts and salt, nothing else creeping in—this is where the richness lives.
  • Ripe banana: It should have a few spots on the skin; that sweetness is exactly what you need to balance the cocoa.
  • Dark chocolate chips or cacao nibs: Optional but worth it; they add a little snap and sophistication to each spoonful.
  • Chopped walnuts: These provide texture and stay crispy even after a night in the fridge if you add them in the morning instead.

Instructions

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Mix your base:
Whisk the chia seeds, almond milk, maple syrup, and vanilla in a bowl—you'll feel the mixture start to thicken almost immediately as the seeds wake up. Let it sit for ten minutes, stirring occasionally, until it looks less watery and more like the beginning of something pudding-like.
Divide and cocoa:
Pour half the plain pudding into a separate bowl, then whisk the cocoa powder and extra maple syrup into one portion until the color evens out and no lumps hide in the bottom. The cocoa version should smell rich and chocolatey, like you're building something special.
Layer with intention:
Starting with your first jar, spoon the plain chia pudding as your foundation, pressing it gently to settle. Layer banana slices across the top, then swirl in the peanut butter as if you're painting something; you want streaks visible through the glass.
Add the chocolate moment:
Top with the cocoa chia pudding, which will naturally sink into some crevices and sit proudly on others. Finish with remaining banana slices, chocolate chips, and walnuts if you're using them.
Overnight patience:
Cover your jars and slide them into the fridge for at least six hours, though eight is even better if you can wait. The flavors will marry together, and everything becomes thick, luxurious, and ready to eat straight from the jar or transferred to a bowl.
Serve with a stir:
Pull them from the cold fridge and stir if you want everything mixed, or eat the layers separately for maximum flavor contrast. Either way, you've earned this.
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A spoon digs into a thick overnight chia pudding topped with chocolate chips, walnuts, and banana pieces. Save
A spoon digs into a thick overnight chia pudding topped with chocolate chips, walnuts, and banana pieces. | ticktaste.com

I made this for someone who swore they hated chia pudding, and they came back asking for the recipe within days. That's when I realized this isn't about tricking anyone into eating something healthy—it's about flavors so good that the nutrition becomes a bonus nobody's thinking about.

The Beauty of Overnight Breakfast

There's something almost meditative about preparing breakfast the night before, knowing that tomorrow you won't have to negotiate with yourself or a timer. The chia seeds do all the work while you sleep, absorbing liquid and creating texture without heat or fuss. When morning arrives, you have a meal that tastes like you spent an hour in the kitchen, but you were actually doing something else entirely. This is the kind of breakfast that makes you feel ahead of the game, like you've already won the day before it starts.

Layering Creates Flavor Surprise

Each spoonful tastes different depending on how deep you go and what hits your tongue first. Some bites are mostly chocolate and chia, others are banana-forward with a peanut butter swirl, and every single one is interesting. This is why people find themselves finishing these jars faster than expected—your brain stays engaged because the flavors keep shifting. The layers aren't just pretty; they're functionally delicious, keeping each ingredient its own moment instead of blending into one uniform taste.

Customization Without Compromise

Once you understand the basic structure, this pudding becomes whatever you need it to be on any given morning. Allergic to peanuts? Sunflower seed butter works beautifully and tastes almost identical. Want it sweeter? Maple syrup and honey are your friends, but don't drown it. Prefer coconut milk for extra richness instead of almond milk? Go for it, though the flavor profile shifts slightly toward tropical and away from classic.

  • Add a pinch of sea salt to the cocoa layer if your chocolate tastes flat or one-dimensional.
  • Stir in a tablespoon of almond butter under the peanut butter for deeper nuttiness if you're feeling fancy.
  • Make these up to three days ahead and grab them straight from the fridge for grab-and-go mornings that still taste homemade.
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Healthy Chunky Monkey Overnight Chia Pudding breakfast parfait with chocolate and peanut butter layers ready to eat. Save
Healthy Chunky Monkey Overnight Chia Pudding breakfast parfait with chocolate and peanut butter layers ready to eat. | ticktaste.com

This pudding has become my answer to mornings when I need breakfast to feel like self-care instead of just calories. It's the kind of dish that proves you don't need complicated recipes or fancy ingredients to make something that tastes completely worth your time.

Recipe Questions

How long does the pudding need to set?

The pudding requires at least 6 hours in the refrigerator to fully thicken and set, though leaving it overnight yields the best texture and allows flavors to meld properly.

Can I make this ahead for the week?

Absolutely. These puddings keep well in sealed jars for up to 5 days in the refrigerator, making them excellent for meal prep. Just wait to add toppings like walnuts until serving.

What milk works best for this pudding?

Unsweetened almond milk creates a light base, but coconut milk adds extra creaminess. Any milk you prefer works—dairy, soy, or oat milk will all yield delicious results.

Is this suitable for dietary restrictions?

The base is naturally vegetarian, gluten-free, and dairy-free. For a nut-free version, substitute sunflower seed butter for peanut butter and omit walnuts.

Can I reduce the sweetness?

The maple syrup can be reduced or omitted entirely. The ripe bananas and chocolate chips provide natural sweetness, so adjust based on your preference and how sweet your fruit is.

What if I don't have cocoa powder?

You can skip the chocolate layer entirely for a banana-vanilla peanut butter version, or substitute with chocolate protein powder for extra protein.

Chunky Monkey Overnight Chia Pudding

Luscious no-cook breakfast with creamy layers of banana, cocoa, and peanut butter melded with chia seeds for a satisfying start to your day.

Setup time
10 min
Heat time
360 min
Complete duration
370 min
Created By Jamie Torres

Classification Morning Wham

Complexity Easy

Cultural Background American

Output 2 Portions

Dietary considerations Meat-Free, No Dairy, No Gluten

Components

Chia Pudding Base

01 4 tablespoons chia seeds
02 1 cup unsweetened almond milk
03 1 tablespoon maple syrup or honey
04 1/2 teaspoon pure vanilla extract

Cocoa Layer

01 1 tablespoon unsweetened cocoa powder
02 1/2 tablespoon maple syrup or honey

Peanut Butter Layer

01 2 tablespoons natural creamy peanut butter

Banana Layer & Toppings

01 1 large ripe banana, sliced
02 2 tablespoons dark chocolate chips or cacao nibs, optional
03 1 tablespoon chopped walnuts, optional

Directions

Phase 01

Prepare Chia Pudding Base: In a mixing bowl, whisk together chia seeds, almond milk, 1 tablespoon maple syrup, and vanilla extract. Set aside for 10 minutes, stirring once or twice, until mixture begins to thicken.

Phase 02

Create Cocoa Layer: Divide the thickened chia mixture equally into two bowls. To one portion, whisk in cocoa powder and 1/2 tablespoon maple syrup until fully combined and smooth.

Phase 03

Layer Pudding Components: In two serving jars or glasses, layer as follows: spoon half of the plain chia pudding into the bottom of each jar, add banana slices over the chia, spread 1 tablespoon peanut butter over the bananas, top with cocoa chia pudding layer, then remaining banana slices, chocolate chips or cacao nibs, and chopped walnuts if desired.

Phase 04

Chill Overnight: Cover jars and refrigerate overnight, or at least 6 hours, until thickened and fully set.

Phase 05

Serve: Remove from refrigerator and serve chilled. Stir before eating, if desired.

Tools needed

  • Mixing bowl
  • Whisk or spoon
  • Measuring cups and spoons
  • Two serving jars or glasses

Allergy details

Review each component for potential allergens and seek professional healthcare guidance if you're uncertain.
  • Contains peanuts and tree nuts
  • May contain soy from chocolate chip lecithin
  • Verify all product labels for potential hidden allergens

Nutrient breakdown (per portion)

These values are approximate guidelines only and shouldn't replace professional medical consultation.
  • Energy Value: 325
  • Fats: 18 g
  • Carbohydrates: 37 g
  • Proteins: 9 g